Being hit by an uninsured driver isn't the end of the road. Here's how Wyoming victims can still recover.
Uninsured Drivers Are Common
Despite the requirement to carry insurance, some Wyoming drivers don't — or carry too little. If one injures you, their lack of coverage is a serious obstacle but not always a dead end.
Your UM/UIM Coverage
Uninsured/underinsured motorist coverage on your own policy can pay when the at-fault driver can't. Wyoming does not require uninsured/underinsured motorist coverage, though insurers must offer it; carrying UM/UIM is strongly advised given the state's rural crash risks. Check whether you carry it — it's often the key to recovery.
Other Sources
Sometimes other parties share fault — an employer, a vehicle owner, or a bar in narrow circumstances. Identifying every avenue is critical when the driver is uninsured.
Pursuing the Driver
You can still pursue the at-fault driver personally, though collecting can be hard. A free review maps every realistic source of recovery.
Have questions about your own situation? Get a free, confidential case review. You pay no fee unless you win. Call 973-566-5599.
This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Wyoming attorney.