Insurance companies owe a duty of good faith. When they break it, Wyoming law provides remedies.
The Duty of Good Faith
Wyoming recognizes that insurers must deal fairly with their policyholders — investigating claims properly, paying valid claims promptly, and not denying coverage without a reasonable basis.
Signs of Bad Faith
Unreasonable delays, lowball offers unsupported by the facts, refusing to explain a denial, or failing to investigate can all signal bad faith. First-party claims, such as your own UM/UIM coverage, are common settings.
What You Can Recover
Beyond the original benefits owed, a successful bad-faith claim may allow additional damages. Because the Wyoming Constitution (Art. 10, serious bad-faith conduct can carry significant exposure for an insurer.
Documenting the Conduct
Keep every letter, email, and call log. A pattern of unreasonable handling is the heart of a bad-faith case. A free review can assess whether an insurer crossed the line.
Have questions about your own situation? Get a free, confidential case review. You pay no fee unless you win. Call 973-566-5599.
This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Wyoming attorney.